Interest Free Credit

TERMS & CONDITIONS

INTRODUCTION

Welcome to the Lunn’s website (the "website") which is owned and operated by John H. Lunn (Jewellers) Limited. The following terms and conditions govern your access to and use of the website and also any purchases made from it. Please read them carefully. By continuing to use this website, you agree to be bound by these Terms and Conditions of use. If you do not agree to be bound by these Terms and Conditions, please immediately exit the website and do not attempt to make a purchase from it.

John H. Lunn (Jewellers) Limited reserves the right to amend these Terms and Conditions or any policy or guideline outlined on the website. If we make any changes, we will amend our Terms and Conditions on this website and any such amendment will be effective immediately following the posting of the changes on the website.

Please periodically refer to the Terms and Conditions on the website in order that you are aware of any amendments which have been made by us. If you do not wish to be bound by the revised Terms and Conditions, please immediately exit the website and do not attempt to make a purchase from it.

On this website "we", "us" and "our" means:

John H. Lunn (Jewellers) Limited
Queen's Arcade, Belfast, BT1 5FE

Telephone No: 02890 329799
Fax No: 02890 325648
email concierge@lunns.com
Freephone: 00800 90 007 007
Company Registration No: NI003421
VAT Registration Number: GB 252 7206 76

"You" and "Your" means the person accessing and/or using the website.

"Working Days" means all days other than a Saturday, Sunday and any statutory or public holidays in Northern Ireland.

This website sells only to customers who are resident in the United Kingdom and the Republic of Ireland. Orders from outside the United Kingdom or the Republic of Ireland will not be processed, and no order will be despatched to any address outside the United Kingdom or the Republic of Ireland.

PRODUCT DETAILS AND INFORMATION ON OUR WEBSITE

The products on this website are not shown to actual size nor are the images binding as to detail. Due to photography techniques and screen defaults, some products may appear larger or smaller than their actual size. Other products may be shown larger than their actual size so that details can be clearly viewed by you. In terms of proportion, we aim to keep each image as accurate as possible.

We make every effort to ensure that all information on this website is totally accurate. If any errors appear, we will correct them as soon as possible. We regret that in the very unlikely possibility that errors appear in either product descriptions or product details, it will not be possible for us to honour the incorrect information.

PRIVACY POLICY

The security and privacy of our clients' and their personal information is of prime importance to us. This page has been created to inform you of the information we need to collect, why we need to collect such information and how we use the information we collect.

You can browse www.lunns.com without the need to tell us who you are or without revealing any personally identifiable information. Personally identifiable information is any piece of information which can be used to uniquely identify, contact, or locate a single person. This includes, but is not limited to a person's full name (if not common), home, billing or other physical address, e-mail address, telephone number or other contact details, credit card numbers and expiration dates.

However, if you wish to make a purchase from the website the following information must be provided by you so that we are able to complete your order:

Your name
Your e-mail address
Your billing/shipping address
Your telephone number

We are the sole owner of the information collected on our website. We may retain personally identifiable information for accounting purposes and general record keeping. Clients can opt to deactivate their account and have their details removed from our database by sending an email to concierge@lunns.com.

 

Your Credit Card information is only entered at the payment processing stage when you decide to make a purchase. This is provided securely by Sagepay. We do not hold any credit card details from on-line clients. Sagepay will use your personally identifiable information to detect and prevent fraud and process your card payment in a secure and confidential manner.

 

We will not sell, trade or rent your personally identifiable information to third parties under any circumstances unless we are required to do so by law or to enable us to complete your order. . For example when we ship your order we must share your name and address with a shipping company. We only provide the minimum personally identifiable information to a third party that is necessary to complete a requested service.

 

We monitor the traffic throughout the website and we only use this information to compile overall statistics for our own purposes. The information we track includes IP Address, DNS Name, Browser Type, Page Views, Operating System and Time-stamps. This information is used by us to improve the usability, performance and effectiveness of our website and is not disclosed to any third parties unless we are required to do so by law.

 

If your personally identifiable information changes or you would like to revise this information on our database, please e-mail your request of change/update of details to concierge@lunns.com or call us on 02890 329 799.

 

This website may provide links to other third party sites which are not under our control. We are not responsible for the practices, content or availability of any such websites. A link does not imply endorsement of, sponsorship of, or any affiliation with the linked site. We provide the link as a convenience only. If you decide to access linked third party websites, you do so at your own risk and we will not be held responsible or liable for any loss or damage caused by the use of or reliance on any third party websites.

 

We may be required to share personally identifiable information, and any other information available to us in order to investigate or prevent, or take action with regard to illegal activity or suspected fraud.

 

Price Policy

All of our prices are in British Pounds and include Value Added Tax. Please note that our prices are subject to change without notice.

 

We make every effort to ensure that all information on the website is completely accurate. If any errors appear, we will correct them as soon as possible. We regret that in the very unlikely possibility that errors appear in prices, it will not be possible to honour mistaken information. If a product is shown at a price lower than its actual price, we will at our discretion cancel the order and inform you of the cancellation or contact you for further instructions. We may offer the option to pay the difference between the lower price and the actual price. We may arrange for a substitute item of the correct price to be supplied to you. You are of course entitled to reject this substitute item in which case we will arrange to refund the purchase price to you as soon as possible. If the order has been shipped, you will be required to pay the difference between the lower price and the actual price or alternatively you can return the product with all packaging and paperwork at your expense.

 

Product Availability

Due to the volume of orders, an item can go out of stock before we are able to post notification on our website. In the rare event that this occurs, we will notify you by telephone call or e-mail as quickly as possible in order to arrange for a substitute item of the equivalent price. You shall be entitled to reject the substitute item in which case we will arrange to refund the purchase price to you as soon as possible.

 

Some of our diamond rings are limited in the number of sizes to which they can be adjusted. We ask for the size you require when you place your order. If this is known, we will endeavour to size the ring to the correct size in the time-scale we quote you after your order is received. In the event that the ring cannot be sized to the correct size, we may need to manufacture a new ring for you. It may be necessary to source a new diamond to ensure we can fulfil the order and meet your requirements. We will keep you informed if this is the case and update you on a delivery date. If this is not suitable to you, a refund or exchange of the ring can be requested as set out in the terms of our Returns Policy. We will endeavour to keep the characteristics of the diamond in the replacement ring as close to the original as possible but reserve the right to substitute a diamond of equivalent monetary value to the original. You may be required to pay an additional amount to fulfil any order that is placed in this way. Similarly we will refund any difference if the substitute ring is of lower monetary value than the original. You can of course opt for an exchange or refund as set out in the terms of our Returns Policy.

 

Payment Methods

For your convenience we accept the following methods of payment:

Visa and Visa Debit

Visa Electron

MasterCard

Switch

Maestro

Solo

American Express

Interest Free Credit provided by V12 Retail Finance - terms and conditions apply

7.9% Classic Credit provided by V12 Retail Finance - terms and conditions apply

PayPal

We do not accept gift certificates or vouchers for use on the website.

 

Processing of Orders Policy

When you decide to purchase an item from the website, the following process is employed by us to process and fulfil all orders. On our server, we will collect your information to include your name, address, e-mail address, contact telephone numbers and ring size where appropriate. You will then be directed to Sagepay’s secure server to input your card details. When payment has been authorised we will e-mail a confirmation that your order is being processed. All orders must be paid for in advance and credit and debit cards are therefore debited as soon as you place your order.

 

During the processing of your order, we will again contact you by e-mail or telephone to confirm your order, the delivery address and any other special requirements you may have. Once your order has been processed, we will send you a final e-mail confirming your order has been accepted. A binding contract is formed when you have received an e-mail from us confirming that your order has been accepted.

 

Goods will be despatched as soon as the order is confirmed and payment has been cleared. This process may be made slightly longer if we need to adjust the size of a ring you have ordered. We aim to dispatch all orders within seven working days as soon as your payment has been cleared and the ring adjusted accordingly. All orders are fully insured. A signature may be required to acknowledge your receipt of the order. Please make arrangements for someone you trust to be available at the delivery address so that they can acknowledge receipt of your order. We will only ship to the address of the registered card holder.

 

Goods that may need to be ordered specially from our suppliers to fulfil your order may take longer. We will advise you of the expected delivery time of such items. If this is not suitable to you, you may request a refund or exchange as set out in the terms of our Returns Policy.

 

Returns Policy

If you change your mind, or are unhappy with the item you have purchased you may return it to us for an exchange or full refund within 14 days of receipt of your order. Please ensure that any goods returned for exchange or refund are in the same condition in which they were received by you (unworn and unmarked), along with all the packaging and paper-work that was provided with the goods. Please use the returns label we provide with all orders.

 

All goods returned for exchange or refund must be fully insured by you at your own expense. All goods sent for refund or exchange must be sent via Royal Mail Special Delivery or by Registered Post if posted in the Republic of Ireland. Please include a covering letter with your details and instructions on how you wish us to proceed.

 

Please call or e-mail us to inform us that you are intending to return an item. This is for added security and ensures we can process the refund or exchange as speedily as possible.

 

We aim to process your refund or exchange within 7 working days of receipt of the returned goods. Our registered valuers and gemmologists will test all diamonds that have been returned to ensure their authenticity and check the diamond characteristics against the diamond certificates we hold for each diamond. Refunds will be issued when this process has been completed.

 

Comparison Shopping

You will not be permitted to purchase several of the same style of item from the website in order for you to keep the one you like best and return the unwanted goods. This causes undue overheads and can be very costly. If you wish to confirm the quality of a diamond piece, please feel free to contact us on concierge@lunns.com or call us on 02890 329 799.

 

Policy on Conflict Diamonds

We are aware of the situation regarding "Conflict Diamonds" and are fully complying with the directions that our industry has put in place to prevent this trade. We are gratified that all countries with significant involvement in the Diamond Trade and the leading industry associations have co-operated in creating a global system to combat the traffic in conflict diamonds. As retailers, we will do everything we can to make the new system effective.

 

The complimentary safeguards adopted by governments and by the industry mean that the diamond supply chain will be protected as never before from the trade in conflict diamonds. Customers can be confident that concrete, comprehensive measures are being taken to assure that diamonds offered for sale are "Conflict Free".

 

With effect from 1 January 2003, the UK Government is following clear official guidelines. They bar the importation of shipments of rough diamonds that lack appropriate government certification from the exporting country or that come from nations that fail to subscribe to the new international agreement known as the Kimberley Process Certification Scheme.

 

The most important contribution we can make within our industry is to deal only with trade suppliers of diamonds and diamond jewellery that comply with the programme of self-regulation. We fully adhere to that policy.

 

We have notified our trade suppliers of diamonds and diamond jewellery that merchandise we buy derived from rough diamonds mined after 31st December 2002 is to be accompanied by a warranty in the form approved by the International Diamond Manufacturers Association and the World Federation of Diamond Bourses. This warranty assures us that the supplier vouches for the legitimacy of the merchandise and that the supplier, in turn, has required the same warranty from their source of merchandise.

 

Following the recommendations of industry leaders, we have retained for inspection the warranties accompanying our purchases of diamonds and diamond jewellery.

 

Liability

a) Nothing in these Terms and Conditions shall exclude or limit our liability for death or personal injury resulting from our negligence or that of our employees or agents.

 

b) We shall be under no liability to you for any loss, costs, expenses, damage or other claims in respect of any defect in any product purchased arising from your wilful damage, neglect or failure to follow verbal or written instruction, any misuse or alteration of the product by you without our prior approval or arising from any information supplied by you which is incomplete, inaccurate, illegible, out of sequence or in the wrong form.

 

c) We do not give any warranty or guarantee as to the accuracy or otherwise of information supplied to us by third party suppliers and shall have no liability to you for any losses arising as a result thereof.

 

d) We do not warrant or guarantee the delivery date specified in the Order Confirmation and shall have no liability to you for any loss, damage, expenses, costs or other claims that you may incur as a result of late delivery. In the event that we are unable, or fail to deliver any order within any specified time scale, we will use our best endeavours to contact you in order to re-schedule a new delivery date.

 

e) We shall not be liable for any failure or delay due to any act of God, war, strike, lockout, industrial action, fire, flood, drought, tempest or any other event beyond our reasonable control

 

f) In any event, our liability for any breach or the aggregate liability for any series of breaches under or in connection with these Terms and Conditions shall not exceed the value of the relevant order placed by you from time to time.

 

g) If you do not receive your order within 30 days of the expected delivery date we notify you of when we confirm your order, we shall have no liability to you unless you notify us in writing of the problem within 40 days of the original order date.

 

h) We shall have no liability for any loss of profit or for any indirect, special or consequential loss of damage, costs, expenses or other claims for compensation whatsoever arising out of or in connection with the supply or non-supply of the Products (including any delay in supplying the Products) or their use or resale by you.

 

Intellectual Property and Copyright

You may not print, copy, reproduce, download, re-publish, broadcast, transmit, display, modify or re-use the contents or material on this website for anything other than personal, non-commercial use. For the avoidance of doubt you are only permitted to print, copy, reproduce, download, re-publish, broadcast, transmit, display, modify or re-use the contents or material on this website for the purposes of ordering products from this website or from any of our stores.

 

All copyright, trademarks and any other intellectual property rights in this website and its content (subject to the rights of any third party) are owned by or licensed to John H. Lunn (Jewellers) Limited or otherwise used by us as permitted by law.

 

Limitations of Use

You may not use this website for any unlawful or unauthorised purpose, including without limitation;

 

- distributing any unlawful, libellous, abusive, threatening, harmful, obscene or otherwise objectionable material;

- transmitting material that constitutes a criminal offence, results in civil liability or otherwise breaches any laws, regulations or codes of practice;

- interfering with any other persons access, use of or enjoyment of the website;

- damaging, disabling or impairing the operation of this website or attempting to gain unauthorised access to the website or to networks connected to it, through hacking, spoofing or other such similar means.

 

Termination

We reserve the right to remove you as a user of the website and/or prevent any further use in the event that you violate any of these Terms and Conditions. If we consider there to be a risk of liability or loss to us, we may take any action deemed necessary to prevent such a liability or loss from occurring.

 

Indemnity

You must indemnify and hold us harmless or any of our directors, officers, employees or agents against all loss, actions, proceedings, costs, expenses (including legal fees), claims and damages arising from your access to and use of this website.

 

Enforceability

If any part of these Terms and Conditions are deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any of the remaining provisions of these Terms and Conditions.

 

Governing Law

These Terms and Conditions, privacy policy and any other matter relating to this website shall be governed by Northern Irish Law and shall be subject to the exclusive jurisdiction of the Northern Irish Courts.

 

EXPLANATORY NOTES & LIMITING CONDITIONS FOR GOODS OFFERED TO LUNN’S THE JEWELLERS FOR SALE 

(i)            IDENTIFICATION & NATURE OF CLIENTS’ PROPERTY - Due to the various limitations applicable during the Take-In procedure a provisional inspection of the goods is usually only possible and the description recorded overleaf does not necessarily establish or reflect their true identity or nature.  Accordingly, generic, non-specific terminology is utilised when describing such items and/or their component gemstones.  For example: - yellow or white metal, colourless stone(s), white stone(s), blue stone(s), green stone(s), gem set, etc.  The true nature of the metals and the correct identification of the gemstones and/or articles cannot be categorically established until the goods are closely examined after which such nature and identification is stated in the Valuation Report.  In any event, no liability whatsoever on the part of J H LUNN, its employees, servants and/or consultant appraisers can be entertained if the nature and/or identification of the items listed or their component gemstones is subsequently established to be different from that which is recorded during the Take-In procedure.

(ii)           CONDITION OF PROPERTY - Remarks recorded during the Take-In procedures in respect of the condition of the goods listed overleaf are usually only noted when there is obvious evidence of damage and/or repairs or when gemstones are obviously missing.  On subsequent close examination, evidence of more obscure damage and/or repairs/restorations may become apparent and/or additional component parts or gemstones may be discovered to be missing. J H LUNN, its employees, servants and/or consultant appraisers reserve the right to note these findings and notify the Client accordingly.  In any event no liability whatsoever on the part of J H LUNN, its employees, servants and/or consultant appraisers can be entertained for any omissions and/or errors in this regard during the Take-In procedure.

(iii)          DECLARED ESTIMATE OF VALUE - The Client's Estimate of Value is obtained to safeguard their interests in the event of loss prior to the Appraisal being undertaken. In some instances, this Estimate of Value is required to be confirmed, prior to acceptance of the item(s), by the production of a purchase receipt, existing insurance documentation or by outdated Valuations. Should the Client decline to declare any estimate of value and none be recorded overleaf, J H LUNN, its employees, servants and/or consultant appraisers limit of liability, in the event of loss or damage, is limited to a maximum of £500.00 per individual item.

(iv)          ERRORS - In the Client's own interest, any amended errors and/or alterations made to the information recorded overleaf during the Take-In procedure should be initialled by them at that time.

(v)           OWNERSHIP OF PROPERTY – You hereby certify that all the articles are your own sole property and are legally entitled to dispose of same. Title to the property detailed overleaf is not investigated by J H LUNN, its employees, servants and/or consultant appraisers and the inclusion of any one person's details on this Take-In Receipt and/or in the completed Valuation Report does not convey any inference, indication or verification of that person's ownership and/or title to the property specified therein.  Furthermore, unless stated overleaf, no information has been given to the appraiser concerning the origin, acquisition, quality or purchase prices in respect of the property listed.

(vi)          WITHHELD INFORMATION - Should the Client, for whatever reason, withhold pertinent information and/or supply misleading information and/or false documents that might affect any aspect of the completed Valuation Report in any material particular, the appraiser reserves the right to render the Valuation Report null and void and/or recall the Valuation Report and make any amendments as may be necessary.  In this event, the appraiser shall be entitled to levy reasonable additional fees for the extra work incurred.

(vii)         RIGHT OF PUBLICATION - Possession of the completed Valuation Report, or any copy thereof, does not carry with it the right of publication nor may the same be used for any purpose by anyone but the named person on the Valuation Report without the previous written consent of the appraiser and, in any event, only for the purpose stated and in its entirety.

(viii)        FURTHER INVOLVEMENT - The rendering of the completed Valuation Report does not in itself commit J H LUNN, its employees, servants and/or consultant appraisers to any further involvement, or involvement in any process of litigation including attendance at Court and the giving of oral testimony, unless arrangements are made at a reasonable time in advance and such involvement has been commissioned at an agreed customary rate per hour as of that date.

(ix)          THIRD PARTY INVOLVEMENT - J H LUNN, its employees, servants and/or consultant appraisers reserve the right, at their sole discretion, to transmit Clients' property by reasonable and/or secure means to outworkers, sub-contractors and/or third parties pursuant to the provision of the services requested by Clients.

(x)           LIABILITY - Any liability whatsoever on the part of J H LUNN, its employees, servants and/or consultant appraisers is limited to the fee paid for the completed Valuation Report.

(xi)          COPYRIGHT – The Valuation Report is the copyright of the appraiser and is prepared only for the named person to whom it is addressed and it is not to be disclosed to any third party (other than that person’s insurer/broker, or professional advisors).  Any images contained in the report are for guidance only and all rights in the images belong to the appraiser.  The addressee of this report agrees to indemnify the appraiser, J H LUNN, its employees, servants and/or consultant appraisers, against all liabilities and expenses incurred by them as a result of any breach of the above commitment by such addressee, or arising from related claims by third parties in connection with this report.  To the fullest extent permissible by law, the appraiser excludes any liability to any third party (including arising out of negligence) in respect of this report.

(xii)         VAT - All fees quoted overleaf are subject to VAT at the appropriate rate.

(xiii)        INVOICES - Directly the Valuation Report has been completed, unless agreed previously, J H LUNN will invoice the Client for the amount due in respect of the services provided and this sum is required to be paid in full (cleared funds) prior to release of the relevant documentation.

(xiv)        STATUTORY RIGHTS - Clients’ Statutory Rights are in no way affected by reason of any of these Limiting Conditions, which are to be interpreted under and subject to English Law.

(xv)         VALUATION’S - Normally take a minimum of three weeks from appointment date.

(xvi)        OTHER POINTS TO CONSIDER –We reserve the right to acid test the quality of all metals and have the case back of watches opened by our watchmakers to inspect condition of the movement.

(xvii)       NO CASH PAYMENT WILL BE MADE – Cheque or bank transfer.

 *Note - finance is only applicable to UK residents

John H. Lunn (Jewellers) Limited is registered in Northern Ireland NI003421. Registered office: 9-21 Queen’s Arcade, Belfast, BT1 5FE. John H. Lunn(Jewellers) Limited acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.  John H. Lunn (Jewellers) Limited is authorised and regulated by the Financial Conduct Authority. Our registration number is 689989. Credit provided subject to age and status

Credit subject to status, terms and conditions apply.

** Available for purchases from £750 to  £9,999 on-line or in-store.